Cancelling Your Flipkart Axis Credit Card: A Smooth Guide

Thinking of parting ways with your Flipkart Axis credit card? You're not alone. Many reasons might lead you to this decision, and this blog is here to guide you through the cancellation process effortlessly.

Cancelling permanently? Here's what to do:

1. Choose your method:

Call Customer Care: Dial 1860-419-5555, 1860-500-5555, or 1800-103-5577 from your registered mobile number. Be prepared to answer verification questions.
Visit an Axis Bank Branch: Locate your nearest branch and carry your photo ID and credit card. A representative will assist you.

2. Remember these key points:

Clear outstanding dues: Ensure you've settled all your credit card bills before initiating the closure. Unpaid dues can delay the process.
No online option: Currently, Axis Bank doesn't offer online credit card cancellation.
Request closure confirmation: Ask for a reference number or written confirmation for future reference.

Additional questions you might have:

Can I block the card instead?

Yes, you can! Blocking temporarily suspends transactions while keeping the account open. It's useful if you've misplaced your card. Follow the same methods mentioned above to request a block. Remember, blocked cards can be reactivated later.

Cancelling before activation?

If you haven't used your card yet, contact Axis Bank customer care through the mentioned numbers and inform them about your decision. They'll guide you through the cancellation process.

Does closure affect my credit score?

Closing a credit card can impact your credit score, especially if it's your only card or has a long credit history. However, the impact depends on various factors like your overall credit utilization and repayment history. It's generally advisable to maintain a mix of active credit accounts for a healthy credit score.

Bonus tip: Consider downgrading to a no-fee card instead of cancelling if you occasionally use the Flipkart benefits. This way, you keep the account open without incurring annual charges.

Remember:

Cancelling a credit card is a personal decision. Weigh the pros and cons carefully before proceeding.
If you have any doubts or specific questions, don't hesitate to contact Axis Bank customer care for assistance.

By following these steps and considering the additional points, you can ensure a smooth and hassle-free cancellation of your Flipkart Axis credit card.